Whole Life Insurance | Rochester Hills/Oakland Twp Insurance Agency

For those seeking permanent lifelong coverage with fixed premiums — meaning the premiums you pay for your coverage are guaranteed to never increase — our Life’s Whole Life Insurance is the answer. Additionally, our Life’s Whole Life Insurance is also a valuable asset that grows cash value over time, thus loans may be taken out on the value of the policy at a fixed rate.

Simple Whole Life Insurance

Simple Whole Life Insurance might be right for people looking to:

Help cover cost of final expenses, fund family obligations and pay other debts
Fill in gaps left by other life insurance to supplement existing term life insurance or coverage at work
Purchase coverage for your children or grandchildren
Leave an inheritance to your loved ones or a charitable gift to an organization of your choice

Our Simple Whole Life Insurance is designed to offer you permanent life insurance protection without the inconvenience of taking a medical exam. Coverage is available from $5,000 to $25,000. Additionally, early access to funds is possible if you should become terminally ill.

Customize Your Policy

Adding riders to your policy gives you the ability to customize your Simple Whole Life Insurance policy to meet your needs.

Disability Waiver of Premium Rider: Ensures your premiums will be waived while you are disabled, as defined in the policy.

Children’s Term Rider: Can provide up to $15,000 of life insurance coverage per child.

Accidental Death Benefit Rider: Provides an accidental death benefit to your beneficiary if you lose your life due to injuries sustained in an accident.

Travel Accident Rider: Provides an additional amount of coverage if death is the result of a covered travel accident